Hotstetter grew up in Bremerton Washington. After graduating from the University of Puget Sound and a short stint in the business world, he joined Central Kitsap Fire and Rescue, retiring as a Battalion Chief in 2017. He served as 2nd vice president for local 2819, has been on multiple negotiations teams, and supported the local in other various capacities throughout the years. He is grateful for his career in the fire service and the opportunity it has provided to make this mid-life pivot into retirement. He enjoys rehabbing houses, working out, volunteering, coaching, fishing, skiing, boating, and traveling to new places with his wife Jude. He has always been interested in personal finance and more recently the specific strategies for a successful fire-service retirement.